**Last Updated:** [16th May,2025]

Welcome to **atanusengupta.com** (the “Website”), operated by **Atanu Wealth Ventures** (“we,” “us,” or “our”). By accessing this Website, you agree to these Terms and Conditions. If you disagree, please discontinue use immediately.

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### **1. Intellectual Property Rights**
– All content (including courses like **Spark Success Formula**, text, graphics, and logos) is owned by **Atanu Wealth Ventures** or its licensors.
– You receive a **limited, non-transferable license** to access purchased courses for personal use only.

**Prohibited Actions:**
❌ Copy, resell, or redistribute course materials
❌ Share login credentials
❌ Use content commercially without written permission

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### **2. Hyperlinking to Our Content**

#### **Approved Organizations (May Link Without Permission):**
– Government agencies
– Search engines
– News organizations
– Accredited businesses (except charities/fundraisers)

**Linking Rules:**
– Links must:
– Be non-deceptive
– Not imply our endorsement
– Fit contextually within the linking site

#### **Other Organizations (Require Written Approval):**
– Educational institutions
– Trade associations
– Online directories
– Consultants

**Approval Process:**
Email **connect@atanusengupta.com** with:
– Your organization details
– Proposed link URLs (yours and ours)
– Wait 2-3 weeks for response

**Prohibited Linking:**
– Using our logo without a trademark agreement
– Framing our content within your site
– Linking from inappropriate/illegal websites

### **3. User Accounts & Purchases**
– **Payments:** Processed securely via **Exly** (exlyapp.com)
– **Refunds:** 7-day policy (see [Refund Policy](#))
– **Account Security:** You’re responsible for login credentials

### **4. Cookies & Tracking**
We use:
🍪 **Essential Cookies:** For site functionality (always active)
📊 **Analytics Cookies:** Google Analytics (opt-out available)
📢 **Marketing Cookies:** Disabled until consent (EU users)

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### **5. User-Generated Content**
– **Comments/Reviews:** Must be lawful and non-promotional
– **Removal Rights:** We may delete inappropriate content

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### **6. Third-Party Links & Liability**
– **External Sites:** We’re not responsible for Exly (exlyapp.com) or payment gateways
– **Content Liability:** We’re not liable for others’ linking practices

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### **7. Disclaimers**
– **Courses:** Results vary by individual effort
– **Website:** No uptime guarantees
– **Limitation of Liability:** Excludes indirect damages (except for fraud/personal injury)

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### **8. Governing Law**
– **Jurisdiction:** Kolkata courts, India
– **GDPR:** Additional rights for EU users

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### **9. Changes & Contact**
– **Updates:** Posted on this page with new “Last Updated” date
– **Questions?** Email: **connect@atanusengupta.com**